Hilltop Homes Real Estate Team Blog

Posted on 10/10/2021
Is an FHA Loan Right For You?
If you're in the market for your first home, there's a good chance you'll need to take out a mortgage. One of the most popular mortgage types (especially for first-time buyers) is known as a Federal Housing Administration (FHA) loan. What is an FHA Loan? Specifically, an FHA loan refers to one that is backed and insured by...
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Posted on 10/07/2021
Another Property Sold - 220 Sheldon Avenue, Tarrytown, NY 10591
Not To Be Missed! Redone, top to bottom, 1875 colonial. This home feels like someplace special the minute you walk in. To the front porch, crown moldings, large kitchen with large dining room attached. First floor bedroom. Upstairs to 2 bedrooms and renovated bathroom. Beautiful grounds with stone patio right off kitchen. Downstairs you'll find plenty of storage, washer, dryer, utilities, and unheated storage area under front porch with door to street. New roof 2018. Water heater, furnace, steps to house, porch, and windows have all been updated. Just bring your furniture. Taxes do not include STAR rebate of...
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Posted on 10/03/2021
3 Easy Landscaping Projects to Increase Curb Appeal
If you’re trying to improve your home’s curb appeal, landscaping is usually the best place to start. Even with tiny outdoor spaces, there are some simple improvements that will make a big difference. Here are some simple DIY landscaping tips for curb appeal: Refresh or Add Mulch Mulch might seem like something only needed in elaborate gardens, but...
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Posted on 09/26/2021
Options for Financing Home Remodeling Projects
When you plan to do a few smaller remodeling projects, you might fit them into your budget easily and over time. However, larger or more complex home remodeling projects might be harder to afford. If you aren’t able to pay for these kinds of upgrades upfront, you can look into financing options. These options allow you to have...
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Posted on 09/19/2021
Environmental Art Explained
Environmental art became popular in the late 20th century because of growing concern and awareness for the environment. Environmental art has several overlapping characteristics as land art or earthworks, but comments or establishes an opinion on environmental issues. As artists continue to think about the environment as a cohesive system rather than a living space, the appeal and...
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Posted on 09/12/2021
New Small & Tiny House Plans Can Meet ADA Accessibility Standards
Image by Anna Armbrust from Pixabay The conventional thinking that accessible homes require significant square footage to accommodate wheelchairs and walkers runs contrary to small and tiny house floor plans. Many of these affordable new construction houses are ideally suited for people with physical limitations. Modestly-sized home plans reduce the amount of space people have to navigate. When...
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Posted on 09/05/2021
What Makes a Good Real Estate Investment?
Post Image by Jens Neumann from Pixabay If you’re considering making an investment in real estate, you already know some risks you may encounter. While most people talk about how to invest and where you may want to invest, have you thought about what makes a good investment? Here are a few suggestions: Cash-on-Cash Returns Investing in real estate...
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Posted on 08/29/2021
Title Insurance: Do I Need It?
Photo by Mona Tootoonchinia via Pixabay When you purchase a home, your lender charges you for a title insurance policy. You are also given the option to buy your own title insurance policy. Depending on your agreement with the seller, the seller might purchase the buyer’s title insurance policy. Before a seller can sell his or her property,...
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Posted on 08/22/2021
Pros & Cons of Buying a Fixer-Upper
Photo by Anete Lusina from Pexels The concept of buying a fixer-upper can tempt brand new homebuyers. For those on a budget who enjoy DIY projects, it might make perfect sense to spend less up front on a home you can fix up yourself. However, there are some disadvantages to consider before making this important choice. Here we...
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Posted on 08/15/2021
Buying a Zombie Property
Photo by Curtis Adams from Pexels Zombie properties are homes that have been visibly abandoned but actual ownership has not. The term became popular in the housing industry during the 2007-08 housing crisis when people being unable to make their mortgage payments reached a catastrophic point. According to ATTOM Data Solutions, a firm that tracks different types of...
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Posted on 08/08/2021
How to Vacation the Safe & Healthy Way
Photo by Djordje Petrovic from Pexels With summer upon us, many are feeling the heat of pandemic life. Working from home, social distancing and other health precautions have meant canceled plans for millions of families and individuals. Even for those without trips planned, staying at home might get old. Luckily, you have options for getting away. Local travel...
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Posted on 08/01/2021
The Basics of Designing a Wheelchair Accessible Shower
Photo by Marcus Aurelius via Pexels Approximately 61 million adult Americans have some form of a disability, according to the CDC. That figure equals one out of every four of our community members. Add the fact that the U.S. Census indicates the country is headed for a “gray tsunami” with upwards of 73 million people entering retirement age....
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